Here's a story about credit card use during this holiday season, from our friends at the Palm Beach Post (click to link).
Implications: Are your financing and plans and credit card offers the same now as they were in 2007? People are using credit differently... and for different reasons. If you respond to those changing needs and cash management priorities, they win, and you win.
[Note: Thanks to the Palm Beach Post for inviting us to be a part of your story on credit practices.]