Implications: This is one of the major tenets of Elm Street Economics: Consumers won’t just buy your product because you offer financing; they will consider financing because they want to buy the product or service you sell. Sell the value that your product or service will add to the consumer’s life. Then, if applicable, mention that you have cash management options to help them soften the expense over time.
If you think a financing plan is the most important part of your offer… you may not be on the same page with a significant number of your customers. It's not that people won't use financing. It is that they'll use it with considerable caution and deliberation.